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This GUIDE focuses on acquiring money management skills and strategies towards attaining financial security and wealth.  There are no guarantees and no shortcut solutions.  A new way  of thinking evolves from the lessons learned in this GUIDE, providing options in preparation to make the right financial decisions and avoid the traps -- there are financial rewards when making the right choices.  Seven (7) major financial areas are explored: Mastering Personal Finance & Investing; Purchasing strategies; Borrowing and Lending; Saving & Investing; Taxes; Insurance; Retirement/Estate Planning.